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| Systematisation of Underlying Security Interest | ||||||
|---|---|---|---|---|---|---|
| Entity | Scope of Transactions |
1 Transaction Information |
2 Security Interest Description |
3 Security Interest: Granular Visibility |
4 Red-flag Security Interest Duplication |
5 Red-flag Reporting Discrepancies |
|
 Debt
DA (STD.)
PTC (STD.)
Co-lending
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Debt
 DA (STD.)
PTC (STD.)
Co-lending
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Debt
 DA (STD.)
PTC (STD.)
Co-lending
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Debt
DA (STD.)
PTC (STD.)
Co-lending
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Debt
DA (STD.)
PTC (STD.)
Co-lending
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Debt
DA (STD.)
PTC (STD.)
Co-lending
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| Systematisation of Underlying Security Interest | ||||||
|---|---|---|---|---|---|---|
|
Entity
Scope of transactions
Transaction Information
Security Interest Description
Security Interest:
Granular Visibility Red-flag
Security Interest Duplication Red-flag
Reporting Discrepancies |
||||||
|
DebtPTC (STD.)DA (STD.)Co-lending |
||||||
|
CRILIC (RBI)
DebtPTC (STD.)DA (STD.)Co-lending |
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|
NeSL
DebtPTC (STD.)DA (STD.)Co-lending |
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CERSAI
DebtPTC (STD.)DA (STD.)Co-lending |
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|
ROC
DebtPTC (STD.)DA (STD.)Co-lending |
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|
Credit Bureaus
DebtPTC (STD.)DA (STD.)Co-lending |
Legend
Data available
Partial
Data unavailable
Unavailable / Unsystematic
Data available
Partial
Data unavailable
Unavailable / Unsystematic
Why Choose truhypothesys
Fraud Prevention
Stay one step ahead of fraudulent practices
Risk Reduction
Make informed decisions with comprehensive data at your fingertips
Enhanced Transparency
Gain a 360-degree view of your asset portfolio
Increased Efficiency
Streamline your due diligence processes
Regulatory Compliance
Stay ahead of evolving financial
regulations
| Systematisation of Underlying Security Interest (On-lending) | |||||
|---|---|---|---|---|---|
| Information Systems | Purpose | Scope of Transactions | 1 Record Transaction Information | 2 Register / Record General Security Interest Details | 3 Record / Systematize Underlying Loan Assets Details that make up Security Interest |
| | Systematisation & monitoring of underlying security interest (on-lending) Periodically updated | DebtDA (STD.)PTC (STD.)Co-lending | | | | |
| Credit information on borrowers >Rs. 5 crore exposure (fund & non-fund based) including investment exposure. Periodically updated | DebtDA (STD.)PTC (STD.)Co-lending | | | Unavailable/Unsystematic | ||
NeSL | Debt related information reported by lenders under IBC Periodically updated | DebtDA (STD.)PTC (STD.)Co-lending | | | Unavailable/Unsystematic | |
| Registration of security interest Updated on specific events | DebtDA (STD.)PTC (STD.)Co-lending | | | Unavailable/Unsystematic | ||
| Registration, modification & satisfaction of charge - security created on ROC company’s assets Updated on specific events | DebtDA (STD.)PTC (STD.)Co-lending | | | Unavailable/Unsystematic | ||
| Credit information of borrowers Periodically updated | DebtDA (STD.)PTC (STD.)Co-lending | | | Unavailable/Unsystematic |